1. Overview (What is this scheme?)
An accidental insurance scheme providing financial protection to students in Gujarat.
๐ Vidhyadeep Yojna (Student Insurance) 2026 โ Quick Summary
| Scheme Name | Vidhyadeep Yojna (Student Insurance) |
|---|---|
| Academic Year | 2026โ27 |
| Application Mode | Manual/Offline Claim |
| Income Limit | No income limit. All students are covered. |
| Claim Benefit Amount | โน50,000 for Death/Permanent Disability. โน25,000 for partial disability. |
| Official Portal | digitalgujarat.gov.in |
2. Who Can Apply? (Exact Eligibility)
Eligibility criteria may differ by state and academic year.
- Target Group: Students in Government/Grant-in-aid Primary to Higher Secondary schools.
- State: Must be a permanent resident of Gujarat (Domicile).
- Enrollment: Must be a regular student in a government-recognized institution.
3. Income Limit (Exact Figure)
Income limits vary by state and government notification. Common central limits are around โน2,50,000 for SC/ST and similar for other categories (subject to official rules).
This scheme does not have an income eligibility requirement.
4. Academic Criteria (Exact Rule)
Active enrollment in school.
5. Claim Benefit Amount (Exact Benefit)
โน50,000 for Death/Permanent Disability. โน25,000 for partial disability.
Payment after successful claim approval as per scheme rules via Direct Benefit Transfer (DBT) to the Aadhaar-seeded bank account of the beneficiary.
6. Documents Required
Additional documents may be required as per portal instructions.
Mandatory for final verification.
Mandatory for final verification.
Mandatory for final verification.
Mandatory for final verification.
Mandatory for final verification.
7. How to Apply
Claim filed through School Principal within 90 days.
8. Renewal Process
Not applicable. Claims are one-time per incident.
9. Verification Process
Applications are verified at the Institute Level first. Ensure your college office pushes your profile to the district level promptly.
10. Common Rejection Reasons
- Claim filed after 90 days
- Accident not verified by FIR
- Bank account not active or not seeded with Aadhaar.
๐ Official Application Resources 2026-27
Apply through the verified government portal below. Make sure to download the official guidelines for complete details.
11. Common Questions (FAQs)
Is an Income Certificate mandatory?
No, this specific scheme is not based on income brackets.
What are the minimum marks required?
No minimum marks required.